ICS BANKS® Microfinance



End-to-end Solution

ICS BANKS® Microfinance is a completely integrated and parameterised end-to-end solution that covers all microfinance lending activities, supporting multilingual and multi-currency functions, whilst addressing regulatory and competitive market requirements of the microfinance lending space.

ICS BANKS® Microfinance is implemented with our Business Process Management (BPM) solution, supporting the full microfinance lending workflow cycle of applying, studying, approval and processing, and enhancing customer service through Digital channels.

A Future-Proofed Technology

ICS BANKS® Microfinance Banking is a cost-effective, flexible, and user-friendly lending software solution, suitable for any MFI. 

With its customised MIS capabilities, BI functions and easy tracking methods, the MFI is able to track the workflow of the loan process at any level, and any time, and can request reports, enquiries and advices receipts for each loan process, with full detailed information on the loan settlement transaction.

ICS BANKS® Microfinance is built on future-proofed architecture and a comprehensive set of rich and flexible features that can be configured to meet the MFI’s business needs, our clients can tailor any type of Microfinance product according to their choice, and meet their customer’s needs.

Key Features

as a Core Function

Reduced Total
Cost of Ownership (TCO)

Dynamic Products
for New Business Trends

Concurrent Technological Advancements Deployment


Regulator Technology
(RegTech) Solutions

Open Banking
Open APIs Architecture

Improved Efficiency
to Drive Business Agility

Unification of all Digital Systems Omnichannel Experience

Profiling Customer Social Engagement

Increase Customer’s

Complete Cloud Platforms
Cloud available

Digital Banking Products

Vast Business Coverage to assist the Full Cycle of any Banking Sector

Automated Processes & Robotics, Hence Time & Money Savings with High Accuracy

Delivering More

Enriched Customer
Service and Experience

Increase Profitability
& Reduce Revenue Leakage

Business Agility to Drive
Productivity & Efficiency

High Security, Scalability,
& Flexibility



ICSFS uses innovative technologies at the core of all of its software solutions; developing first-class, dynamic, and future-proofed banking and financial products that could keep pace with latest market trends and direction.

Each ICS BANKS® Product is built from the ground up to be remarkably modular, secure, and agile, ensuring your business continuity and ability to expand vertically, horizontally, or both, without hassle.

Key Benefits

Flexible, fully-integrated code structure and design allowing complete data inclusion

Omnichannel KYC with inclusive touchpoints for a better customer experience

Versatile reporting tools allowing better compliance and performance tracking

Scalable, Up-to-date, Technologically advanced, and ahead of market trends

Advanced data architecture allowing for clear real-time flow of information

Immaculate multi-bank and multi-entity features with seamless switching

Innovative, out-of-the-box solutions with Robotics and Artificial Intelligence

Real financial clarity and reduced Total Cost of Ownership (TCO)