Automating Commercial Businesses’ Services

ICS BANKS® Commercial Banking

Business-Centric

To The Core

ICSFS defines Commercial Banking as public-based banking that provides individuals and small to mid-sized businesses with basic banking services. Commercial Banking includes small to large commercial banks, private banks and local community banks. 

Ever since digital disruption started, ICSFS embraced business agility as a primary core driver in providing its customers with real value. With ICSFS’ digital excellence and open banking architecture, a commercial bank has the opportunity to be a market leader and gain competitive advantage by providing new and wide range of products and services to its customers, as well as getting new customers onboard.

Embark on the Digital Banking Revolution

Digitisation has been challenging banks and financial institutions for over two decades now. ICSFS is now at the market structure’s core, helping banks and their clients’ cope and embark on the digital banking revolution while taking advantage of many opportunities that come with it. Technology became essential to the banking industry, and after three decades of evolution, it is the engine driving the forward banking industry.

Using efficient software, digitalised commercial banks can have a perfect customer experience across its entities and business areas with minimum hassle. ICS BANKS Commercial Banking Software Suite indulges its customers with the opportunity to be market leaders through its holistic digitalised architecture.

Key Features

Innovation
as a Core Function

Reduced Total
Cost of Ownership (TCO)

Dynamic Products
for New Business Trends

Concurrent Technological Advancements Deployment

Customer
Analytics

Regulator Technology
(RegTech) Solutions

Open Banking
Open APIs Architecture

Improved Efficiency
to Drive Business Agility

Unification of all Digital Systems Omnichannel Experience

Profiling Customer Social Engagement

Increase Customer’s
Confidence

Complete Cloud Platforms
Cloud available

Future-Proof
Digital Banking Products

Vast Business Coverage to assist the Full Cycle of any Banking Sector

Automated Processes & Robotics, Hence Time & Money Savings with High Accuracy

Delivering More
Touchpoints

Enriched Customer
Service and Experience

Increase Profitability
& Reduce Revenue Leakage

Business Agility to Drive
Productivity & Efficiency

High Security, Scalability,
& Flexibility

ICS BANKS®

Products

ICSFS uses innovative technologies at the core of all of its software solutions; developing first-class, dynamic, and future-proofed banking and financial products that could keep pace with latest market trends and direction.

Each ICS BANKS® Product is built from the ground up to be remarkably modular, secure, and agile, ensuring your business continuity and ability to expand vertically, horizontally, or both, without hassle.

Key Benefits

Flexible, fully-integrated code structure and design allowing complete data inclusion

Omnichannel KYC with inclusive touchpoints for a better customer experience

Versatile reporting tools allowing better compliance and performance tracking

Scalable, Up-to-date, Technologically advanced, and ahead of market trends

Advanced data architecture allowing for clear real-time flow of information

Immaculate multi-bank and multi-entity features with seamless switching

Innovative, out-of-the-box solutions with Robotics and Artificial Intelligence

Real financial clarity and reduced Total Cost of Ownership (TCO)

Alinma Bank opts for ICS BANKS® Islamic Microfinance Solution from ICSFS to launch their operation in Yemen

Alinma Bank opts for ICS BANKS® Islamic Microfinance Solution from ICSFS to launch their operation in Yemen

Alinma Bank for Islamic Microfinance – a privately owned Microfinance Bank recently established in Aden, Yemen, and one of the very first banks to obtain the necessary licensing from the Central Bank of Yemen to conduct Islamic Microfinance activities in the republic; has selected ICS BANKS® Islamic Solution from ICS Financial Systems – ICSFS, the global software and services provider for banks and financial institutions.

Hadhramout Commercial Bank Successful Go-Live on ICS BANKS® Universal, Digital, and Islamic Banking Software Solutions

Hadhramout Commercial Bank Successful Go-Live on ICS BANKS® Universal, Digital, and Islamic Banking Software Solutions

Hadhramout Commercial Bank (HCB) has successfully gone live on ICS BANKS® Awards-winning, Innovative Core banking, Digital Banking, and Islamic Banking solutions from ICS Financial Systems, (ICSFS), the global software and services provider for banks and financial institutions.

ICSFS is Awarded the Information Security Management System (ISMS) ISO/IEC 27001 Certification

ICSFS is Awarded the Information Security Management System (ISMS) ISO/IEC 27001 Certification

ICS Financial Systems Ltd, (ICSFS), the global software and services provider for banks and financial institutions, was awarded the Information Security Management System (ISMS) ISO/IEC 27001 Standard Certification for the Data Centre, IT Department, and ICS BANKS® Banking Software Solution Services in February of 2023 recognizing the company’s adherence to the highest standards of information security.

Hadhramout Commercial Bank Selects ICS BANKS® Universal from ICSFS to Launch their Operations in Yemen

Hadhramout Commercial Bank Selects ICS BANKS® Universal from ICSFS to Launch their Operations in Yemen

Hadhramout Commercial Bank (HCB), a newly-established bank in the Republic of Yemen, has selected ICS BANKS Universal Banking software solution from ICS Financial Systems (ICSFS), the global software and services provider for banks and financial institutions.

Al Kawthar Leasing Company selects ICS BANKS® Islamic Finance Leasing Software from ICSFS

Al Kawthar Leasing Company selects ICS BANKS® Islamic Finance Leasing Software from ICSFS

After carefully evaluating alternative systems, Al Kawthar recognized ICS BANKS Finance Leasing to be the most reliable, cutting-edge software solution to deploy for their operation; based on its innovative and fully integrable technology covering the full leasing cycle

“TrustBank” PJSB Selects ICS BANKS Islamic Banking Software Suite from ICSFS

“TrustBank” PJSB Selects ICS BANKS Islamic Banking Software Suite from ICSFS

TrustBank PJSB, One of the Banking Industry leaders in Uzbekistan, has selected ICS BANKS Islamic Banking software suite from ICS Financial Systems – ICSFS, the global software and services provider for banks and financial institutions, to implement into their newly established Financial Institute: Trast Muamalat LLC.

ICSFS’ Group CEO & Managing Director,  Receives Lifetime Achievement in Financial Technology Innovation Awards

ICSFS’ Group CEO & Managing Director, Receives Lifetime Achievement in Financial Technology Innovation Awards

World Finance, awarded ICSFS’ Group CEO & Managing Director; Robert Hazboun, in its World Finance Summer 2022 edition, under the World Finance – Islamic Finance Awards 2022, for his Lifetime Achievement in Financial Technology Innovation.

Al-Ataa Islamic Bank Signs for ICS BANKS Islamic Platform

Al-Ataa Islamic Bank Signs for ICS BANKS Islamic Platform

Baghdad, Iraq:
Al-Ataa Islamic Bank for Investment and Finance; a newly-established bank in Iraq, has selected ICS BANKS Islamic Platform from ICSFS.

Al-Busiari Bank to Accelerate Financial Inclusion in Yemen by opting for ICS BANKS® Islamic Banking Solution from ICSFS

Al-Busiari Bank to Accelerate Financial Inclusion in Yemen by opting for ICS BANKS® Islamic Banking Solution from ICSFS

Al Busairi Bank for Microfinance, a newly established bank in Yemen, has selected ICS BANKS® Islamic Banking software solution from ICS Financial Systems (ICSFS), the global software and services provider for banks and financial institutions.

World Finance names ICSFS as Best Islamic Banking & Finance Software Provider for the Third Year in a Row

World Finance names ICSFS as Best Islamic Banking & Finance Software Provider for the Third Year in a Row

London, United Kingdom:
World Finance magazine has confirmed ICSFS as Best Islamic Banking & Finance Software Provider as part of its 2022 Islamic Finance Awards.

Al Sanam Islamic Bank Selects ICS BANKS Islamic Banking Solution from ICSFS

Al Sanam Islamic Bank Selects ICS BANKS Islamic Banking Solution from ICSFS

Baghdad, Iraq:

Al Sanam Islamic bank, a newly-established Islamic bank in Iraq, has selected ICS BANKS Islamic Banking software solution from ICSFS.

ICSFS Showcased its Innovative Solutions at the 2022 ICS BANKS® User Group Summit in Iraq

ICSFS Showcased its Innovative Solutions at the 2022 ICS BANKS® User Group Summit in Iraq

Baghdad, Iraq: ICS Financial Systems (ICSFS), the global software and services provider for banks and financial institutions, today announced the success of its Iraq User Group Summit: “Accelerating Digitalisation and Innovation in Iraq”. ICSFS showcased its holistic awards-winning banking software application; ICS BANKS.

The First Neo Financial Institution in KSA opts for ICS BANKS Digital Platform from ICSFS

The First Neo Financial Institution in KSA opts for ICS BANKS Digital Platform from ICSFS

Riyadh, KSA: The First Neo Financial Institution in KSA; Loan Financing Company (LFC), a newly-established microfinance company in the Kingdom of Saudi Arabia, has selected ICS BANKS Digital Platform from CSFS.