Our ICS BANKS® ISLAMIC Mudaraba system is a fully automated investment financing solution, that handles the bank investment through a partnership established between the provider of funds (Bank) and the receiver (the Agent, also known as the “mudarib”). The key function of the system is ‘the agreement’ of the Mudaraba, and the tracking of all activities (disbursements to customer and inward payments from the customer), from the date of signing the agreement until the end of the Mudaraba. In a restricted Mudaraba, the bank may specify the line of business, but may not actively participate in business.


For further information about ICS BANKS® ISLAMIC Mudaraba, please do not hesitate to contact us at